Hi Folks, I found a post by Sifu Tyrrell on liability insurance from July 2003 and thought it might help. Here's part of it:
"Markel Insurance is my current carrier. Pretty easy going on the wallet in most cases. They did just make it tougher for our full contact sparring - regardless of the gear. For regular point fighting they require head gear, mouth guard, and groin protection. There is limited contact areas, but are they let you play. They ask your style, facility (sq footage as well as mat/no mat,) and use of weapons."